Yes. You continue to earn your credit card rewards and points on eligible installment purchases, as per your bank's policy.

Typically within 30–55 days from the purchase date, depending on your bank's billing cycle.

Yes. Your available credit limit is reduced by the full purchase amount at checkout. After conversion to installments, it may replenish as you pay installments (subject to bank policy).

Common options are 3, 6, and 12 months. Availability depends on your issuing bank and the merchant.

Usually within 2–4 days after a successful checkout.

• Card isn't eligible for installments
• More than four active installment plans on the same card
• Using loaded/temporary balance to try to increase card limit
• Requests are subject to the issuing bank's terms & conditions